I am thirty years old and live in Sioux Falls with my spouse and two children. Do I really need an estate plan?
Even if you don't know it, you already have an estate plan. For example, choosing to have a will or not have a will is an estate plan. How you have titled your property is an estate plan. Naming a beneficiary for your life insurance, retirement plan, or 401(k) is an estate plan. Therefore, you may as well take control of your estate plan by understanding what you are doing.