Unfortunately, tornadoes, hail, wind, and other natural disasters are part of life in South Dakota. However, South Dakota law requires insurance companies to pay claims promptly and for the full amount covered by the policy. However, getting an insurance company to pay your full claim can sometimes be a difficult experience. Here are twenty tips on how to best handle a South Dakota natural disaster insurance claim.
BEFORE DISASTER STRIKES
1. Organize your important insurance documents
Place all your insurance policies (home, auto, etc.) in an accessible file that you keep year after year. Whenever you speak to an insurance company representative about changing your policy, make sure you take careful notes and keep these notes in this file.